Current Rates
	Interest Rate	Points	Down-payment
30 Year Fixed	6.125	0	5.00%
20 Year Fixed	6.000	0	5.00%
15 Year Fixed	5.875	0	5.00%
10 Year Fixed	5.875	0	5.00%
Adjustable Rate	1.250	0	5.00%
FHA	7.500	0	3.00%
Jumbo Loans
30 Year Fixed	6.250	0	5.00%
15 Year Fixed	6.125	0	5.00%
Adjustable Rate	1.250	0	5.00%

All rates are subject to change prior to lock-in confirmation. Rate quotes do not include any special program add-ons or adjustments. Please call us for information on these and other loan programs.

AVAILABLE LOAN PROGRAMS
Purchases, Refinances, FHA/VA Loans, Construction Loans, Home Equity Loans, 100% Financing, No Income Check Loans, Debt Consolidation Loans, 125% Seconds, Home Improvement Loans, Manufactured Home Loans, and Multi-Unit Loans. 

Apply today using our online application
or call us at 1-800-841-7455.

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4 Atrium Drive, Executive Woods, Albany, NY 12205
Phone: (518) 453-1090 Fax: (518) 453-1067
Toll Free: 1-800-841-7455

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